Shri Swaminathan J, a distinguished Indian banker, currently serves as the Deputy Governor of the Reserve Bank of India (RBI), a position he has held since June 26, 2023. With over three decades of experience in the banking sector, he has made significant contributions to India's financial landscape. Shri Swaminathan J holds an Executive MBA from the National Institute of Business Management, Chennai. He is a Certified Associate of the Indian Institute of Bankers (CAIIB), a Certified Documentary Credit Specialist (CSCS), and a Certified Anti-Money Laundering Specialist (CAMS).

Shri Swaminathan's career began at the State Bank of India (SBI), where he dedicated 34 years to various roles, including Managing Director (Corporate Banking and Subsidiaries). His expertise spans corporate banking, risk management, digital transformation, and regulatory compliance. He has also served on the boards of prominent institutions like Yes Bank, Jio Payments Bank, and NPCI.

As Deputy Governor, Swaminathan oversees critical departments, including Consumer Education and Protection, Financial Inclusion and Development, and Supervision. His leadership is instrumental in shaping policies that promote financial stability and inclusion in India.