Email: iibm@iibm.ac.in / iibm.ghy@gmail.com
Phone : + 91 - 361 - 2363155, 2363157
Fax : + 91 - 361 - 2363102
Thought of The Day
"If every morning you can spend a few moments to sort out your thoughts and remember God, your day will be filled with magic."
"A centre of Excellence in the Service of Banks, FIs and their Customers"  
 

PROGRAMME

Logo

INDIAN INSTITUTE OF BANK MANAGEMENT
"A CENTRE OF EXCELLENCE IN THE SERVICE OF BANKS, FIS AND THEIR CUSTOMERS"
(AN INSTITUTE SPONSORED BY RBI, NABARD AND FIVE PSU BANKS)

Logo

Programme on Credit Appraisal for Officials of UCBs
August 19- 23, 2019

Programme Director:
Shri Subhajyoti Majumder
MoF, IIBM
Cell: (+91) 8336946529


OFFICE ADDRESS:
JAWAHAR NAGAR, KHANAPARA, GUWAHATI - 781022, ASSAM
TEL: 91-361-2363155, 2363156, 2363157, 2363106
FAX : 91-361-2363102 / 2363103
E-MAIL : IIBM.GHY@GMAIL.COM
WEBSITE:  www.iibm.ac.in

 

 

Focus :

Lending consist primarily of three segments - Corporate lending, Small business lending and Consumer lending. It is seen that corporate loans, in general, are experiencing more stress than usual. What is most concerning that retail lending, which was considered to be the safest of the lot, is also showing signs of stress. Small business loans (MSME) are also under pressure. The performance of the banks in India itself speaks that they are facing great challenge to contain the rise of NPAs.

In view of the above, it is necessary to strengthen the credit delivery mechanism in the bank by strong appraisal system, effective supervision, monitoring and follow up at every stage.

Considering the present situation in banking industry, we have designed the programme to meet the needs of the officials who are handling credit portfolio.

 

Objectives:

To strengthen the skills of the officials of the Credit Department to enable them to manage credit portfolio more professionally with confidence.

 

Learning:

• Economic Scenario / Banking Environment
• CMA Data
• Fund Flow, Cash Flow Statement
• Financial Ratio Analysis, Break Even Analysis, Sensitivity Analysis, Concept of NPV and IRR and BCR
• Assessment of Working Capital
• Term Loan Appraisal
• Assessment of Non-Fund Based Limit
• Retail Loans
• Financing to Agricultural Sector
• Risk Management
• Change Management
• Documents & Creation of Charge
• Credit Monitoring
• Recovery Management

 

Pedagogy :

Interactive lecture sessions, group work/discussions, case exercises and experience sharing.

 

Study Tour :

Programme includes a one day study/ cultural tour to Shillong and nearby places.

 

Target Group :

Officers of Urban Co-operative Banks specially officers in Scale II and Scale III and assigned with the responsibility of administration of credit.

 

When and Where?

The programme will commence at 09.45 a.m. on August 19, 2019 and will conclude by 04.30 p.m. on August23, 2019. We provide A/C accommodation on a twin sharing basis in the Institute's hostel complex.

IIBM Campus (Near Kendriya Vidyalaya, Khanapara), Jawahar Nagar, Guwahati-781022. For details regarding location of IIBM please visit our website.App based taxi services viz. Uber and Ola are also available in Guwahati.


Registration :

Participants should be nominated by his/her organization on or before August 10, 2019 through E-mail :programme@iibm.ac.in or Fax-(+91)-361-2363102. Nominations are accepted on first come first served basis.

 

Fee :
The all-inclusive fee for the programme is as below:

Geographical location of the UCBs FEE GST 18% TOTAL
UCBs located in North Eastern Region including Sikkim NIL NIL NIL
UCBs from States other than North Eastern States (50% of normal fee) ₹ 6875.00 ₹1238.00 ₹8113.00

Generally, payment of participation fees is to be made in advance through National Electronic Fund Transfer (NEFT) on or before the due date for submission of nomination. In exceptional cases a Demand Draft/Pay Order drawn in favour of Indian Institute of Bank Management payable at Guwahati may be forwarded along with hard copy of nominations. It may kindly be ensured that the officers being deputed for training carries details of remittance of programme fees.


a. Details of our Bank Account are as follows:

Beneficiary Name

INDIAN INSTITUTE OF BANK MANAGEMENT

Bank A/c No.

10821418158

A/c Type

S B A/c

MICR Code

781002037

IFS Code

SBIN0010669

Name of the Branch

IIBM Branch

Name of the Bank

STATE BANK OF INDIA



b. While remitting programme participation fee kindly advise us the following particulars.

Sl No

Title of Programme including

Commencement Date

Name of the Participant/s Name of Bank/ Organisation

Amt.

of Fee ₹

NEFT No.

NEFT

Date