Email: iibm@iibm.ac.in / iibm.ghy@gmail.com icon
"A centre of Excellence in the Service of Banks, FIs and their Customers"  
 

PROGRAMME

Logo

INDIAN INSTITUTE OF BANK MANAGEMENT
"A CENTRE OF EXCELLENCE IN THE SERVICE OF BANKS, FIS AND THEIR CUSTOMERS"
(AN INSTITUTE SPONSORED BY RBI, NABARD AND FIVE PSU BANKS)

Logo

Special Programme on Credit for Credit Officers and Credit Analysis
June 24- 26, 2019

Programme Director:
S. R Medhi
Faculty Member, IIBM
Mobile: 9435054227


OFFICE ADDRESS:
JAWAHAR NAGAR, KHANAPARA, GUWAHATI - 781022, ASSAM
TEL: 91-361-2363155, 2363156, 2363157, 2363106
FAX : 91-361-2363102 / 2363103
E-MAIL : IIBM.GHY@GMAIL.COM
WEBSITE:  www.iibm.ac.in

 

WHY THIS PROGRAMME?

• The Banking sector is burdened with an increase in level of assets under stress. The Reserve Bank of India has also stressed the need for Banks to strengthen their due diligence, credit appraisal system and post sanction monitoring to minimise and mitigate the problems of increasing NPAs in the Banking sector.
• The skill of analysing Financial Statements and correctly appraising the credit requirement of borrowers is one of the key requirements of Bank Officials looking after credit portfolios.
• The ever-increasing NPAs in the Banking Industry demand that stressed accounts be identified early & corrective measures be initiated in time to arrest the situation.
• We have carefully designed the present programme with a view to enhance and upgrade the skills of participants who are already working in the area of Credit Management.

 

WHAT FOR?
• To enhance the skills of participants in the areas of Credit Analysis and financial Appraisal of loans.
• To equip them with the necessary skill and aptitude to deal with problem loans at the incipient stage.
• To upgrade the skills of participants in monitoring & follow up of loans.

 

PROGRAMME TAKE-AWAYS:

• Lending Strategies & Policies: Due Diligence in Credit Appraisal
• Analysis & Interpretation of Financial Statements, including Ratio Analysis, CMA Data, with exercises
• Funds flow & Cash Flow Payback Period, Break Even Analysis, Sensitivity Analysis, Internal Rate of Return, Discounted Cash Flow with exercises
• Advanced techniques for Appraisal of Term Loan - Procedure & Safeguards with Case Studies
• Different Techniques for Assessment of Working Capital With case Studies
• Credit Risk Framework : Assessment & Mitigation Techniques
• Legal Aspects of Loan Documentation & Creation of Charge on Security
• Monitoring of Loan Assets: Tools, Procedure & Safeguard
• Important follow up aspects-Credit Audit; Stock Audit; Document Audit
• Follow up of SMA-Review & Restructuring of Borrowal Accounts including CDR Mechanism

The actual content may also be customized to suit participants' profile and expectations.


PEDAGOGY:

Methodology includes a mix of Interactive lecture sessions, discussions, experience sharing and case-exercises.

 

FOR WHOM?

Officers of Commercial Banks, RRBs and Cooperative Banks (Urban Co-operative Banks, State Co-operative Banks)/ RBI/NABARD who are working in areas related to Credit Apraisal& Management as well as inspection of Bank Branches.

 

WHEN?

The programme will commence at 9:30 a.m. on June 24, 2019 (Monday) and will be over by 5:00 p.m. of June 26, 2019 (Wednesday). We provide hostel accommodation on a twin sharing basis.

 

REGISTRATION:

Participant should be nominated by his/her organization through email: programme@iibm.ac.in or Fax (+91)-361-2363103, 2363102. The last date for receiving nomination is June14, 2019.

 

WHERE?

IIBM campus (Near KendriyaVidyalaya, Khanapara), Jawahar Nagar, Guwahati - 781022. Those coming by air may avail of pre-paid taxi from LokapriyaGopinathBordoloi Airport to IIBM. Those coming by train may avail of autorickshaw/taxi from Paltanbazar-side of Guwahati railway station to IIBM. For details regarding location of IIBM please visit our website.
Ola & Uber services are available at Guwahati


PARTICIPATION FEE:
The all-inclusive fee for the programme is as below:

FEEGST 18%TOTAL

Commercial Banks and others

₹11,400/- ₹2,052/- ₹13,452/-

Sponsor Banks of IIBM viz. RBI, NABARD, SBI, United Bank of India, UCO Bank, Central Bank of India, Allahabad Bank & Punjab National Bank

₹10,500/- ₹1,890/- ₹12,390/-

Cooperative Banks & RRBs

₹8,250/- ₹1,485/- ₹9,735/-

Generally payment of participation fees is to be made in advance through National Electronic Fund Transfer (NEFT) on or before the due date for submission of nomination. In exceptional cases a Demand Draft/Pay Order drawn in favour of Indian Institute of Bank Management payable at Guwahati may be forwarded along with hard copy of nominations. It may kindly be ensured that the officers being deputed for training carries details of remittance of programme fees. Details of our Bank Account are as follows:


a. Details of our Bank Account are as follows:

Beneficiary Name

INDIAN INSTITUTE OF BANK MANAGEMENT

Bank A/c No.

10821418158

A/c Type

S B A/c

MICR Code

781002037

IFS Code

SBIN0010669

Name of the Branch

IIBM Branch

Name of the Bank

STATE BANK OF INDIA

"Payment of fees for all employees of RBI shall be borne by RBI, Guwahati. A copy of nomination letter may be sent to RBI Guwahati for facilitating payment on time."

b. While remitting programme participation fee kindly advise us the following particulars.


 

Sl No

Title of Programme including

Commencement Date

Name of the Participant/s Name of Bank/ Organisation

Amt.

of Fee ₹

NEFT No.

NEFT

Date