INSTITUTE OF BANK MANAGEMENT
"A CENTRE OF EXCELLENCE IN THE SERVICE OF BANKS, FIS AND THEIR CUSTOMERS"
(AN INSTITUTE SPONSORED BY RBI, NABARD AND FIVE PSU BANKS)
WHY THIS PROGRAMME?
The Banking sector is burdened with an increase in level of assets
under stress. The Reserve Bank of India has also stressed the need for Banks
to strengthen their due diligence, credit appraisal system and post sanction
monitoring to minimise and mitigate the problems of increasing NPAs in the
The skill of analysing Financial Statements and correctly appraising the credit requirement of borrowers is one of the key requirements of Bank Officials looking after credit portfolios.
The ever-increasing NPAs in the Banking Industry demand that stressed accounts be identified early & corrective measures be initiated in time to arrest the situation.
We have carefully designed the present programme with a view to enhance and upgrade the skills of participants who are already working in the area of Credit Management.
To enhance the skills of participants in the areas of Credit Analysis and financial Appraisal of loans.
To equip them with the necessary skill and aptitude to deal with problem loans at the incipient stage.
To upgrade the skills of participants in monitoring & follow up of loans.
Lending Strategies & Policies: Due Diligence in Credit Appraisal
Analysis & Interpretation of Financial Statements, including Ratio Analysis, CMA Data, with exercises
Funds flow & Cash Flow Payback Period, Break Even Analysis, Sensitivity Analysis, Internal Rate of Return, Discounted Cash Flow with exercises
Advanced techniques for Appraisal of Term Loan - Procedure & Safeguards with Case Studies
Different Techniques for Assessment of Working Capital With case Studies
Credit Risk Framework : Assessment & Mitigation Techniques
Legal Aspects of Loan Documentation & Creation of Charge on Security
Monitoring of Loan Assets: Tools, Procedure & Safeguard
Important follow up aspects-Credit Audit; Stock Audit; Document Audit
Follow up of SMA-Review & Restructuring of Borrowal Accounts including CDR Mechanism
The actual content may also be customized to suit participants' profile and expectations.
Methodology includes a mix of Interactive lecture sessions, discussions, experience sharing and case-exercises.
Officers of Commercial Banks, RRBs and Cooperative Banks (Urban Co-operative Banks, State Co-operative Banks)/ RBI/NABARD who are working in areas related to Credit Apraisal& Management as well as inspection of Bank Branches.
The programme will commence at 9:30 a.m. on June 24, 2019 (Monday) and will be over by 5:00 p.m. of June 26, 2019 (Wednesday). We provide hostel accommodation on a twin sharing basis.
Participant should be nominated by his/her organization through email: email@example.com or Fax (+91)-361-2363103, 2363102. The last date for receiving nomination is June14, 2019.
IIBM campus (Near KendriyaVidyalaya, Khanapara), Jawahar Nagar, Guwahati
- 781022. Those coming by air may avail of pre-paid taxi from LokapriyaGopinathBordoloi
Airport to IIBM. Those coming by train may avail of autorickshaw/taxi from
Paltanbazar-side of Guwahati railway station to IIBM. For details regarding
location of IIBM please visit our website.
Ola & Uber services are available at Guwahati
The all-inclusive fee for the programme is as below:
Commercial Banks and others
Sponsor Banks of IIBM viz. RBI, NABARD, SBI, United Bank of India, UCO Bank, Central Bank of India, Allahabad Bank & Punjab National Bank
Cooperative Banks & RRBs
Generally payment of participation fees is to be made in advance through
National Electronic Fund Transfer (NEFT) on or before the due date for
submission of nomination. In exceptional cases a Demand Draft/Pay Order
drawn in favour of Indian Institute of Bank Management payable at Guwahati
may be forwarded along with hard copy of nominations. It may kindly be
ensured that the officers being deputed for training carries details of
remittance of programme fees. Details of our Bank Account are as follows:
a. Details of our Bank Account are as follows:
INDIAN INSTITUTE OF BANK MANAGEMENT
Bank A/c No.
S B A/c
Name of the Branch
Name of the Bank
STATE BANK OF INDIA
"Payment of fees for all employees of RBI shall be borne by RBI, Guwahati. A copy of nomination letter may be sent to RBI Guwahati for facilitating payment on time."
b. While remitting programme participation fee kindly advise us the following
Title of Programme including
|Name of the Participant/s||Name of Bank/ Organisation|
of Fee ₹