Email: iibm@iibm.ac.in / iibm.ghy@gmail.com
Phone : + 91 - 361 - 2363155, 2363157
Fax : + 91 - 361 - 2363102
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"A centre of Excellence in the Service of Banks, FIs and their Customers"  
 

PROGRAMME

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INDIAN INSTITUTE OF BANK MANAGEMENT
"A CENTRE OF EXCELLENCE IN THE SERVICE OF BANKS, FIS AND THEIR CUSTOMERS"
(AN INSTITUTE SPONSORED BY RBI, NABARD AND FIVE PSU BANKS)

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Programme on Financial Inclusion and Financial Literacy
June 25-26, 2019

Programme Co-ordinator:
Hemanta Barman
Faculty Member, IIBM
Mobile: 99573-24210


OFFICE ADDRESS:
JAWAHAR NAGAR, KHANAPARA, GUWAHATI - 781022, ASSAM
TEL: 91-361-2363155, 2363156, 2363157, 2363106
FAX : 91-361-2363102 / 2363103
E-MAIL : IIBM.GHY@GMAIL.COM
WEBSITE:  www.iibm.ac.in

 

WHY THIS PROGRAMME?

Directed credit through priority sector dispensation with special attention towards SHG, JLG Financing is a major policy intervention in our country. The main objective of the priority sector lending programme is to enable the vulnerable sections of our society to get easy access to credit at an affordable rate and also to ensure adequate flow of resources to those segments of the economy. The experience in the process of development shows that credit plays a pivotal role in improving the livelihood opportunities of SHG & JLG members. The better recovery performance bythe members of SHGs& JLGs consistently for the last many years has conclusively proved the efficacy of this sector in improving the balance-sheets of the banks. The growingimportance accorded by the Government of India towards covering millions of SHG & JLG membersthrough various government sponsored programmes is a testimony to this reality. Further, the National Rural Livelihood Missiontargetsto mobilize 10-12 crore rural households into self-help groups in a time bound manner by 2024-25. Therefore, there is a feeling that the need for SHG- JLG lending in India may further intensify in future as various state governments have started giving more emphasis on group mode of financing in order to bring about qualitative changes in the livelihood patterns of the rural poor.This should surely be considered as new potential for the banks in the priority segment.

WHAT FOR ?

• To sensitize bank officers about the intricacies of SHG-JLG financing with special attention towards ensuring higher recovery.
• To inculcate in them the profitability aspect of group mode of financing and the need to unlock hidden potential of this sector.
• To demystify various issues associated with financial inclusion initiatives.

 

PROGRAMME TAKE-AWAYS :

• Priority Sector Lending - Concepts, Targets, Classification
• An overview of the microFinanceSector
• Issues associated with SHG-JLG lending
• Repayment - Issues and Challenges
• Profitability Aspects of Group Mode of Financing
• Managing Risk in Group Mode of Financing
• Financial Inclusion - Present status and future challenges


PEDAGOGY :

The programme will include lectures, discussions, sharing of experiences, field visits and power point presentations.

 

FOR WHOM ?

The programme has been especially designed to cater to the training requirements of officers of RBI, NABARD,Commercial Banks, RRBs and Co-operative Banks (Scale I-IV) who are associated with agricultural lending and monitoring work at various levels.

 

WHEN ?

The programme will commence on June 25(Tuesday) at 09:30 am and will be over by the evening of June26, 2019 (Wednesday). The participants may accordingly make their travel arrangements so as to reach IIBM on June24, (Monday) and depart on June27, 2019 (Thursday).

 

WHERE :

IIBM campus (Near KendriyaVidyalaya, Khanapara), Jawahar Nagar, Guwahati - 781022. Those coming by air may avail of pre-paid taxi from LokapriyaGopinathBordoloi Airport to IIBM. Those coming by train may avail of autorickshaw/taxi from Paltanbazar-side of Guwahati railway station to IIBM. For details regarding location of IIBM please visit our website.
Ola & Uber services are available at Guwahati

 

REGISTRATION :

Participants should be nominated by their banks. Online nomination facility is also available in our website www.iibm.ac.in.The last date for receiving the nomination is June 18, 2019.


FEE :
The all-inclusive fee for the programme is as below:


FEEGST 18%TOTAL


Commercial Banks

₹7,600/- ₹1,368/- ₹8,968/-

Sponsor Banks of IIBM viz. RBI, NABARD, SBI, United Bank of India, UCO Bank, Central Bank of India, Allahabad Bank, Punjab National Bank & IDBI Bank Ltd.

₹7,000/- ₹1,260/- ₹8,260/-

Cooperative Banks & RRBs

₹5,500/- ₹990/- ₹6,490/-

"Payment of fees for all employees of RBI shall be borne by RBI Guwahati. A copy of nomination letter may be sent to RBI Guwahati for facilitating payments on time."
Generally payment of participation fees is to be made in advance through National Electronic Fund Transfer (NEFT) on or before the due date for submission of nomination. In exceptional cases a Demand Draft/Pay Order drawn in favour of Indian Institute of Bank Management payable at Guwahati may be forwarded along with hard copy of nominations. It may kindly be ensured that the officers being deputed for training carries details of remittance of programme fees.


a. Details of our Bank Account are as follows:

Beneficiary Name

INDIAN INSTITUTE OF BANK MANAGEMENT

Bank A/c No.

10821418158

A/c Type

S B A/c

MICR Code

781002037

IFS Code

SBIN0010669

Name of the Branch

IIBM Branch

Name of the Bank

STATE BANK OF INDIA

b. While remitting programme participation fee kindly advise us the following particulars.


Sl No

Title of Programme including

Commencement Date

Name of the Participant/s Name of Bank/ Organisation

Amt.

of Fee ₹

NEFT No.

NEFT

Date