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"A centre of Excellence in the Service of Banks, FIs and their Customers"  
 

PROGRAMME

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INDIAN INSTITUTE OF BANK MANAGEMENT
"A CENTRE OF EXCELLENCE IN THE SERVICE OF BANKS, FIS AND THEIR CUSTOMERS"
(AN INSTITUTE SPONSORED BY RBI, NABARD AND FIVE PSU BANKS)

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Workshop on Credit Monitoring, Documentation and NPA Management
June 10-13, 2019

Programme Director:
S. R Medhi
Faculty Member, IIBM
Mobile: 9435054227


OFFICE ADDRESS:
JAWAHAR NAGAR, KHANAPARA, GUWAHATI - 781022, ASSAM
TEL: 91-361-2363155, 2363156, 2363157, 2363106
FAX : 91-361-2363102 / 2363103
E-MAIL : IIBM.GHY@GMAIL.COM
WEBSITE:  www.iibm.ac.in

 

WHY THIS PROGRAMME?

• Growing NPAs is the biggest challenge in the banking industry. Handling of loan delinquencies has become one of the major issues for banks. As per RBI observation in "Financial Stability Report" published in June 2018, the gross non-performing advances (GNPAs) of SCBs as a percentage of the total gross advances increased sharply to 11.6 cent in March 2018 from 10.2 per cent in September 2017, and as per available trend the same is likely to increase further. The spike in NPA level is severely impacting profitability of Banks and consequently banks need to effectively utilise various measures for resolution of stressed assets and strengthen due diligence process & credit appraisal techniques. This calls for an urgent attention to equip the officers of banks with specialised skills and expertise to handle the NPA management effectively so as to avoid any systemic risk to banks.

• The 4-day workshophas been designed carefully to address the issues of prevention, recovery and restructuring of NPAs by imparting right skills to the officers of banks to build up a meaningful and purposeful recovery environment in line with the extant policy of banks.


WHAT FOR?
• To acquaint the participants with the effective monitoring tools & techniques to handle stressed assets
• To understand the laws & procedures for legal methods of recovery of secured & unsecured loan
• To understand various models of compromise settlements & Debt Restructuring mechanism for loans
• To interact extensively on all critical areas of NPA management for practical resolution of NPAs

TAKE-AWAYS:
• Strengthening Credit Appraisal Techniques to Prevent Early Mortality of Loans & Advances
• Managing Legal Risk in Documentation & Creation of Valid Charge on Securities
• Importance of Off-Site & On-Site Monitoring of Loans in Maintaining Asset Quality, Follow up of SMA Accounts
• Loan Review Mechanism; MSME Debt Restructuring Schemes
• Laws, Procedures & Practice for Repossession of Securities Charged To Bank
• Recovery Strategy: Various Recovery Measures and their Applicability
• Compromise Settlement of NPA Accounts within Recovery Policy of Bank: Critical Areas & Issues.
• Recovery Through DRT; Effective Follow-up with RO for Recovery under Sec 25 & Sec 28 of RDDBFI Act 1993.Process of Closure of DRT Cases.
• Legal Services Authorities Act ; Practical Tips for Faster Mode of Recovery Through LokAdalat
• Enforcement of Security Interest through SARFAESI Act: Role and Responsibility of Authorised Officer.
• Insolvency and Bankruptcy Code, 2016 & Recovery though NCLT

The actual content may also be customized to suit participants' profile and expectations.


PEDAGOGY:

Methodology includes a mix of Interactive lecture sessions, discussions, experience sharing and case-exercises.

 

FOR WHOM?

Branch Managers / Middle & Junior level officers of Commercial Banks, RBI, NABARD, RRBs and State Co-operative Banks who are working in areas related to Credit Management/ NPA Management/ day to day operations

 

WHEN?

The workshop will commence at 9:30 a.m. on June 10, 2019 (Monday) and will be over by 5:00 p.m. of June 13, 2019 (Thursday). We provide hostel accommodation on a twin sharing basis.

 

REGISTRATION:

Participant should be nominated by his/her organization through email: programme@iibm.ac.in or Fax (+91)-361-2363103, 2363102. The last date for receiving nomination is May 29, 2019.

 

WHERE?

IIBM campus (Near KendriyaVidyalaya, Khanapara), Jawahar Nagar, Guwahati - 781022. Those coming by air may avail of pre-paid taxi from LokapriyaGopinathBordoloi Airport to IIBM. Those coming by train may avail of autorickshaw/taxi from Paltanbazar-side of Guwahati railway station to IIBM. For details regarding location of IIBM please visit our website.
Ola & Uber services are available at Guwahati



FEE:
The all-inclusive fee per participant is as below:


FEEGST 18%TOTAL


Commercial Banks

₹15,200/- ₹2,736/- ₹17936/-

Sponsor Banks of IIBM viz. RBI, NABARD, SBI, United Bank of India, UCO Bank, Central Bank of India, Allahabad Bank, & Punjab National Bank.

₹14,000/- ₹2,520/- ₹16,520/-

Cooperative Banks & RRBs

₹11,000/- ₹1,980/- ₹12,980/-

Generally, payment of participation fees is to be made in advance through National Electronic Fund Transfer (NEFT) on or before the due date for submissionof nomination. In exceptional cases a Demand Draft/Pay Order drawn in favour of Indian Institute of Bank Management payable at Guwahati may be forwarded along with hard copy of nominations. It may kindly be ensured that the officers being deputed for training carries details of remittance of programme fees. Details of our Bank Account are as follows:


Beneficiary Name

INDIAN INSTITUTE OF BANK MANAGEMENT

Bank A/c No.

10821418158

A/c Type

S B A/c

MICR Code

781002037

IFS Code

SBIN0010669

Name of the Branch

IIBM Branch

Name of the Bank

STATE BANK OF INDIA

"Payment of fees for all employees of RBI shall be borne by RBI, Guwahati. A copy of nomination letter may be sent to RBI Guwahati for facilitating payment on time."
While remitting programme participation fee kindly advise us the following particulars.


Sl No

Title of Programme including

Commencement Date

Name of the Participant/s Name of Bank/ Organisation

Amt.

of Fee ₹

NEFT No.

NEFT

Date